F&M Interest Checking1
✓ Interest Bearing*
✓ Credit File Monitoring
✓ Credit Report and Scores2
✓ IDProtect® Score Tracker2,3
$10.00** monthly service charge if daily balance falls below $1,000 any day of the cycle and you are not enrolled into e-statements; $7.00** monthly service charge if the balance in the account falls below $1,000 and you are enrolled into e-statements; $3.00** monthly service charge if the balance in the account stays above $1,000 and you are not enrolled into e-statements; No monthly service charge if the balance stays above $1,000 every day and you are enrolled into e-statements.