Switch Kit

We've made moving your accounts to F&M Bank & Trust simple and easy.

Just use our convenient forms and follow these steps!  We're here to assist you every step of the way.

1. Switch

Visit with a Client Service Representative at one of our convenient locations to open your F&M Bank & Trust account. Or open your account online today! Once the account is opened, explore our products and services and personally experience how we deliver them with care and expertise.

2. Close Your Old Accounts

Immediately begin using your new account. Make sure your old account is active long enough to allow outstanding checks and automatic withdrawals to clear through your old account. Then, complete the Close Old Account Form, and send to your old bank. Destroy your old checks, ATM/Debit Card and deposit slips.

3. Switch Your Automatic Transactions

These forms will help you contact the companies and financial institutions that handle your automatic deposits and automatic withdrawals. We'll be happy to help you with any of these forms.

Use this checklist to keep track of people you may need to contact.

Direct Deposit

  • Your employer's Human Resources department
  • The company handling your retirement or pension payments
  • Social Security Administration

Automatic Withdrawals

  • Mortgage company
  • Homeowner's insurance
  • Auto insurance
  • Life insurance 

Automatic Charges to your Checking Account or Debit/Credit Cards

  • Utility companies
  • Telephone companies
  • Cable company
  • Other

4. You're Done

Welcome to the F&M Bank & Trust "family." We hope you will take advantage of all the great products and services we offer. We are happy to help you with all your banking needs. 

Questions, contact a F&M team member by phone or email.

F&M Client representatives