Farmers Checking

Our F&M Farmers Checking accounts give you the convenience, security and a team that is ready to help you.  

Compare Farmers Accounts

F&M Farmers F&M Young Farmers
minimum to open an account $100 $50
minimum daily balance None None
earns interest No - See Rates Yes - See Rates
monthly service charges None None
limitations 150 no fee debits, credits and deposited items per month
activity fee $0.25 for each additional debit, credit or deposit item in excess of 150 per month
online banking Yes Yes
bill pay Yes Yes
farmers debit card Yes Yes
quick books integration Yes Yes
e-statement Yes
Mailed statement available
Mailed statement available
Additional requirements F&M Bank & Trust will credit up to $100 for feed/seed. Account must be opened for 30 days before credit will be deposited. A receipt must be presented or mailed to receive credit.  
Must be a 4-H or FFA member
Provide online enrollment to open account