It's a fast, safe and easy way to send money.

Zelle® is a convenient way to send money using your mobile banking app or online banking account.

We have partnered with Zelle® to bring you a fast and easy way to send and receive money with friends and family and people you know.  With Zelle®, you can send money directly from your account to enrolled recipients in minutes, all from the connivence of our online banking experience or mobile app. 
Easily start today using just your email address or u.s. mobile number:
   Enroll or login to Bill Pay - (To use Zelle®, you need to be enrolled in Online Banking and Bill Pay.) 
   Select "Send Money With Zelle®"
   Accept Terms and Conditions
   Select your U.S. mobile number or email address and deposit account
That's it! You're ready to start sending and receiving money with Zelle®.

Don't have the mobile app? Download the F&M app now: 

Follow these simple tips to ensure your money is sent safely: 


Only use Zelle® to send money to friends, family and other people you trust.


Make sure your recipient's name, U.S. mobile phone number and email address are correct before sending money.

Be Aware

If a payment situtation feels off, it probably is. Trust your gut and investigate.

watch the video to learn more about zelle®!


U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience.

Data charges may apply. Check with your mobile phone carrier for details.App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries.Android, Google Play and the Google Play logo are trademarks of Google Inc.

Copyright © 2023 . All rights reserved. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.