Merchant Services

Simplify your payments, focus on your business.

F&M Bank & Trust Merchant Card Services and capabilities, are making it incredibly easy for your customers to pay you. Our business team can help you manage these credit card payments efficiently, conveniently and economically.

 Accepting card payments benefits your business by:

  • Providing your customers with convenient payment options
  • Reducing the risk involved with accepting personal checks
  • Collecting full payment up front (reducing accounts receivable)

F&M Bank & Trust card program offers:

  • Competitive low discount rates based on average sale(s) volume.
  • Electronic credit card deposits into any business checking account.
  • Low equipment prices.
  • Availability of service by a local financial institution.
  • No set-up fees
To get more details, contact the Business Team.