Who We Are

Locally Owned. Community Focused. Decisions Made Right Here.

 

About F&M Bank & Trust

Since 1916, F&M Bank & Trust has served the Greater Burlington, Iowa area as a locally owned community bank. Built on relationships and personal service, we believe every client matters. Today, we combine modern banking technology, convenience, and local decision-making to better serve our customers.

A Community Bank Since 1916

Originally chartered on March 1, 1916, as Farmers & Merchants Savings Bank, our institution became Farmers & Merchants Bank & Trust in 1965. For more than a century, we’ve remained locally owned and operated, with decisions made close to home.

Local Roots. Local Decisions.

Our story is about people—employees and customers with deep roots in Burlington and Southeast Iowa. Because decisions are made locally, we can respond quickly to the needs of our community, helping make us one of the most trusted banks in the area.

Serving Our Community

We’re committed to supporting local families, businesses, schools, and organizations. Through changing times, our focus has remained the same: doing what’s best for our clients, employees, and community.

Modern Banking. Traditional Values.

While banking continues to evolve, our values do not. F&M Bank & Trust offers convenient digital tools alongside the personal service you expect from a true community bank.

Why Choose F&M Bank & Trust

More than 108 years later, we continue to provide the kind of bank people want and need—trusted, local, and community-focused.