Rates as Low As 2.916% APR


for a 15 fixed year mortgage 

Have Freedom With Digital Banking

Do You Have A Financial Plan?  


We Make Paying Bills Simple


Replace Your Paper Statements

digital banking

Banking at your fingertips no matter where you are.

person to person payments

Start sending money with ZELLE. It's a FAST, SAFE and EASY way to send money.

Woman holding her smartphone to pay for goods

Business Services

F&M can help you manage credit card payments efficiently, conveniently and economically.