Home Equity & Lines of Credit

When you need cash for home improvements, use your most valuable asset to get it.

 
Your home’s built-in equity can be a great resource. Whether you want to update your kitchen or remodel your bathroom, a home improvement loan from F&M Bank & Trust is a great way to get started.
 
We offer competitive interest rates with flexible terms and the application process is easy.

Home Equity Loans

A home equity loan is a type of loan that allows you to borrow against the equity in your home.

Home Equity Line of Credit

A home equity line of credit is a line of credit that uses your home as collateral. Once your loan is approved and a loan balance is established, you can access your loan account and transfer as you need it.
 
All Home Equity Loans and Lines of Credit are subject to credit approval.
 
We have Financial Calculators to help you estimate your monthly payment.
 
 
Meet the Loan Team and schedule an appointment today.