Construction Loans

At F&M Bank & Trust we will work with you to ensure you receive the best financing to meet your business construction needs.

You’ve reached the point in your business when it’s time to expand. Maybe you’re renting your office space and you’ve decided that it’s time to build your own office building. Perhaps you’ve outgrown your property and you want to add on to your existing space. Your scenario could be completely different: you’re a new business just getting off the ground and you want to build your property from the ground up.
No matter what the circumstances, many businesses face a situation where real estate construction or improvements are the next steps for business expansion. Of course, this expansion comes at a very high cost – a cost that many businesses can’t afford to pay up front. This is when it’s time to consider taking out a commercial construction loan.
Typically, a commercial construction loan is structured so that the borrower pays only the interest until the loan has been fully dispersed. Borrowers can then pay off the principle in one lump sum at the end of the construction project.
F&M Bank & Trust is here to help you with building your business and making your dreams a reality. 
To apply for a business loan, contact the Loan Team today.