Mortgage Loans

Let F&M Bank & Trust help make getting into your dream home simple and easy. 

Our Loan Team offers a variety of home loan products such as:

  • Balloon / Fixed Rate
  • Home Purchase
  • Bridge Loan
  • Home Equity Loan
  • Home Equity Line of Credit
  • Construction Loan
  • Reduced Rate for Veterans - DD214 Required
  • Refinance

Tom Burch Jr.

NMLS# 635115

Vice President / Mortgage / 
Commercial Loan Officer


Apply with Tom

Patty Olson

NMLS# 435125

Vice President / 
Consumer Loan Officer


Apply with Patty

Farmers & Merchants Bank and Trust NMLS # 402630

We have Financial Calculators to help you estimate your monthly payment.

Meet the Loan Team and schedule an appointment today.