Debit Cards

The F&M Debit Card gives you simplified banking for busy lifestyles.

Using the F&M Visa® Debit Card you get 24/7 access to the funds in your checking account and you can get your card the same day when opening your account in person.  

When you open your F&M checking account, you will receive on FREE Standard Debit Card.  You can personalize your F&M Debit Card for $20. If your F&M Debit Card is expiring, you will receive a notice in the mail. Replacement cards are $15. 

Choose from over 100 Debit Card Designs or use a personal image. Personal images need to be 1015 x 640 pixels and landscape. Personal images can be emailed to

No Annual Fees Apply.

Earn Rewards with Every Purchase

Our F&M Debit Card allows you to make purchases at any merchant location that accepts Visa®. You will also earn bonus points towards merchandise, travel and gift certificates just for using our F&M Debit Card as a credit based transaction.

To see the merchandise available or view your bonus points, please visit

If your card has been lost or stolen contact F&M Bank & Trust during business hours at 319-754-2265 and during non-banking hours call 800-554-8969 with 24/7 access to the funds in your account. For more information on lost or stolen cards, visit the Fraud Center.

 Questions, contact a F&M team member by phone or email.