Credit Card

At F&M Bank & Trust, we offer two Business Credit Cards to choose from. 

Business Card – Standard

Features

  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits. 

Fees

Business Card – Preferred Points Rewards

Features

  • Earn one reward point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.

 Fees

 To Apply Now

  • Download the F&M Business Credit Card Application
  • Type the information and save the completed application. You can also print the application and fill it out using a blue or black pen. 
  • Fax your completed application to the Card Service Center at 877-809-9162.

1Please see application for information about current APRs and fees.

To get more information about Business Credit Cards, contact Millie Bundy at 319-768-6112.