Choose the Account That's Right for You!

Our checking accounts make it simple to keep your finances safer and take advantage of smart discounts on financial services. 

F&M Extreme Checking

Digital Banking Includes: Online Banking, Online Bill Payment, Mobile Banking and Mobile Check Deposit
 
  • Tiered Interest*
  • Complimentary Specialty Checks
  • (1 Box/Year, single only) Complimentary Paper or e-statements
  • Complimentary 2x5 Safe Deposit Box
  • Complimentary Personalized Custom Debit Card (at account opening or card expiration)
  • Complimentary Cashier’s Checks
  • Complimentary Financial Planning
A $7.00** monthly service charge fee applies if daily balance falls below $2,500 any day of the statement cycle. This fee is waived if maintain a $2,500 daily balance.  

F&M Premier Checking

Digital Banking Includes: Online Banking, Online Bill Payment, Mobile Banking and Mobile Check Deposit

A $6.00** monthly service charge fee applies. However, if you decide to enroll into e-statements, a service charge of only $5.00** will be charged.
 
*Please see a Bank Representative for further rate details.
**Fee subject to applicable state/local sales taxes.
 

F&M Extreme Checking and F&M Premier Checking accounts include the following benefits:

  • Help Better Protect your Identity
  • Help Protect from Unexpected Losses
  • Save on Health Care
  • Save when your Child Banks
  • Save when you Play
 
 
 F&M Interest Checking
Digital Banking Includes: Online Banking, Online Bill Payment, Mobile Banking and Mobile Check Deposit
 
  • Interest Bearing*
  • Credit File Monitoring
  • Credit Report and Score
  • IDProtect® Score Tracker
$10.00** monthly service charge if daily balance falls below $1,000 any day of the cycle and you are not enrolled into e-statements; $7.00** monthly service charge if the balance in the account falls below $1,000 and you are enrolled into e-statements; $3.00** monthly service charge if the balance in the account stays above $1,000 and you are not enrolled into e-statements; No monthly service charge if the balance stays above $1,000 every day and you are enrolled into e-statements.
 
*Please see a Bank Representative for further rate details.
**Fee subject to applicable state/local sales taxes.
 

F&M Campus Checking (25 Years or Younger)

Digital Banking Includes: Online Banking, Online Bill Payment, Mobile Banking and Mobile Check Deposit
 
  • Interest Bearing*
  • Debit Advantage®
  • Financial Wellness 360°
  • Travel and Leisure Discounts
$5.00** monthly service charge. Waived if enrolled in e-statements.

*Please see a Bank Representative for further rate details.
**Fee subject to applicable state/local sales taxes.
 
Learn more about F&M Campus Benefits
 

Reorder Checks
  
Questions opening an account, contact the Client Representative Team.