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Select your F&M Bank & Trust Account to Login to.
F&M myway | f&m campus | f&m 50+ | f&m interest | |
---|---|---|---|---|
Minimum to open account | $100 | $100 | $100 | $1,000 |
Account disclosures | Download | Download | Download | Download |
minimum daily balance |
None | None | $100 | $1,000 |
earns interest | No | Yes - See Rates | Yes - See Rates |
Yes - See Rates |
Monthly Service Charge | $5 Waived with e-Statement |
$5 Waived with e-Statement |
$5 If balance requirements are not met |
$10 If balance requirements are not met or $7 with e-Statement $3 If balance requirements are met and not enrolled in e-Statement |
digital banking | Yes | Yes | Yes | Yes |
bill pay | Yes | Yes | Yes | Yes |
no fee mobile deposit | Yes | Yes | Yes | Yes |
Safe deposit box | No | No | Yes | No |
debit card | Yes Personalize for $20 |
Yes Personalize for $20 |
Yes Personalize for $20 |
Yes Personalize for $20 |
Free Checks | No | No | Yes | No |
ATM Fees | 3 free withdrawals per statement cycle at ATMs not owned by F&M Bank & Trust and $1/ withdrawal after 3 |
$1 fee waived if ATM is not owned by F&M Bank & Trust |
3 free withdrawals per statement cycle at ATMs not owned by F&M Bank & Trust and $1/ withdrawal after 3 | 3 free withdrawals per statement cycle at ATMs not owned by F&M Bank & Trust and $1/ withdrawal after 3 |
overdraft protection available | Yes | No | Yes | Yes |
Account requirements | None | Must be 25 or younger & reverts to F&MmyWay on 26th Birthday |
Must be 50 or older | One Account Per Social Security Number |
open account | open account | open account | open account |