At F&M Bank & Trust we offer a variety of additional services that can be helpful to you.

ID TheftSmart

Identity theft is defined as when your name, social security number, credit or debit card numbers or other personal information gets used, without your consent, with the goal of profiting financially from you.
F&M Bank & Trust offers ID TheftSmart, a credit monitoring service with licensed private investigators that help protect, detect and restore your identity. With 24 hour monitoring, we can help you stay protected by doing more.
Id TheftSmart Option 1 Option 2
Minors Included

Services: ID Theft Counseling
ID Theft Restoration
ID Theft Counseling
ID Theft Restoration
Monitoring: Self-Monitoring TransUnion Credit Bureau
Experian Credit Bureau
Equifax Credit Bureau
Added Services:
 Notification of:
  • New accounts opened
  • Payment Delinquencies
  • Credit Inquiries
  • Public Record Changes
  • Change of Address
Cost: $2.00 per month
First 2 Months Free
$8.00 per month
First 2 Months Free

Safe Deposit Boxes

Keep your important documents and valuables secure in our Safe Deposit Boxes. Renting a safe deposit box can give you a peace of mind knowing that precious family and business possessions are protected from fire, theft and natural disasters. We offer a variety of sizes of safe deposit boxes that will fit your needs. 

Notary Services

Notary Services and Medallion Stamp Guarantee are available at no charge to all F&M Bank & Trust clients.
For more information about these services, contact the Client Representative Team.