We Are Here to Help

We want you to contact us during these challenging times?

Here at F&M Bank & Trust, Trust Services Kelli Johnson, Assistant Vice President / Trust Officer & Director of Financial Planning has the experience and education in assessing and managing through these financial challenges. 

Kelli can meet virtually, at no cost.  She can provide insights on challenging financial decisions that you may be facing. If you, or someone you know is facing financial challenges, please contact her today.  It may be a single financial question or something tougher that may take sitting down and working through alternatives.

Whatever it is, Kelli is here to assist you. 


 Kelli Johnson, CFP®, CSA®

Assistant Vice President/
Trust Officer & Director of Financial Planning


Certified Financial Planner Board of Standards Inc. owns the certification marks CFP(R), CERTIFIED FINANCIAL PLANNER(tm) and the federally registered CFP (with flame logo) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
F&M Bank & Trust, Trust Services are: Not FDIC Insured, May Loose Value and Not Bank Guaranteed