F&M Young Farmers Benefits

F&M Young Farmers Checking¹ accounts also include the following benefits:


  • Debit Advantage®
    Buyers Protection²
    covers items for 90 days from the date of purchase against accidental breakage, fire or theft.
    Extended Warranty² extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years. (Item(s) must be purchased entirely with this account for coverage.)

  • Financial Wellness 360°
    Access your financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness. (available via mobile or web only)

  • Travel and Leisure Discounts
    Money-saving discounts from thousands of local and national businesses – redeem and print coupons online or access discounts from a mobile device. (available via mobile or web only)

¹ Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

² Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.