Credit Card

With the F&M Bank & Trust Visa Credit Card you will receive a LOW RATE, CASH BACK or REWARDS. It’s your choice.

Apply now for a Visa Classic, Visa Platinum, or MasterCard Gold. Each card includes the convenience, reliability, and flexibility you expect from F&M Bank & Trust.

Apply now and start using these benefits:

  • Great introductory rate
  • Automatic and online payment availability
  • Chip card security
  • Fraud monitoring and zero fraud liability
  • 24/7 customer service at 877-954-0190
  • Bonus Rewards for merchandise and travel
  • Online access at

For more information, contact Millie Bundy at or 319-768-6112.