Since 1916, F&M has been your Community Bank! 

We Offer Personal, Business & Farm Loans   

Do You Have A Financial Plan?


We Make Paying Bills Simple


Have Freedom With Digital Banking

Zelle®

It's a fast, safe and easy way to send money.



digital banking

Banking at your fingertips no matter where you are.

Woman holding her smartphone to pay for goods

Business Services

F&M can help you manage credit card payments efficiently, conveniently and economically.